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Investing topic

Investing Basics

Investing means putting money into assets—such as shares, bonds or property—with the expectation of growth or income over time, while accepting the possibility of loss.

Student reading a book on investing in a library

Why it matters

Investing differs from saving because returns are not guaranteed. Grasping the fundamentals helps new investors understand what they own and why outcomes vary.

What this topic covers

  • Saving versus investing
  • Asset classes
  • Returns and risk
  • Costs and fees
  • Diversification

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This page is for informational purposes and does not constitute individualized financial advice.